PENGARUH TRANSFORMASI DIGITAL DAN PENGEMBANGAN FINANCIAL TECHNOLOGY (FINTECH) TERHADAP INOVASI LAYANAN PERBANKAN SYARIAH. Jurnal Media Akademik (JMA), [S. l.], v. 2, n. 10, 2024. DOI: 10.62281/v2i10.864. Disponível em: https://jurnal.mediaakademik.com/index.php/jma/article/view/864.. Acesso em: 9 apr. 2025.