ANALISIS PENGARUH INTENSITAS PENGGUNAAN BCA MOBILE TERHADAP EFEKTIVITAS MANAJEMEN KEUANGAN PRIBADI GEN Z DI SURABAYA. Jurnal Media Akademik (JMA), [S. l.], v. 2, n. 12, 2024. DOI: 10.62281/v2i12.1368. Disponível em: https://jurnal.mediaakademik.com/index.php/jma/article/view/1368.. Acesso em: 29 aug. 2025.