EKSPLORASI INOVASI FINTECH: MENTRANSFORMASI WAJAH PERBANKAN PADA KEUANGAN TRADISIONAL DI ERA DIGITAL. Jurnal Media Akademik (JMA), [S. l.], v. 3, n. 5, 2025. DOI: 10.62281/v3i5.1874. Disponível em: https://jurnal.mediaakademik.com/index.php/jma/article/view/1874.. Acesso em: 22 aug. 2025.