DEBTOR LIABILITY FOR DEFAULT IN DIGITAL PAYMENT SYSTEMS: A CASE STUDY OF LATE SPAYLATER PAYMENTS. Jurnal Media Akademik (JMA), [S. l.], v. 4, n. 3, 2026. DOI: 10.62281/fn2axp07. Disponível em: https://jurnal.mediaakademik.com/index.php/jma/article/view/5345. Acesso em: 14 mar. 2026.