PENGARUH LITERASI KEUANGAN, FINTECH AWARENESS, PROMOSI PAYLATER TERHADAP PERILAKU KEUANGAN DIMODERASI SIKAP KEUANGAN GENERASI Z. JMA [Internet]. 2025 Dec. 18 [cited 2026 Feb. 9];3(12). Available from: https://jurnal.mediaakademik.com/index.php/jma/article/view/4025