OPTIMIZING ZIS FUND DISTRIBUTION THROUGH THE DAI TANGGUH PROGRAM: A CASE STUDY AT LAZNAS BAITUL MAAL HIDAYATULLAH. JMA [Internet]. 2026 Jan. 28 [cited 2026 Feb. 26];4(1). Available from: https://jurnal.mediaakademik.com/index.php/jma/article/view/5063