FACTORS OF ELECTRONIC MONEY USE IN CROWDED BUYING AND SELLING TRANSACTIONS AT THE TAKJIL RAMADHAN MARKET IN KUTIM DISTRICT USING GROUNDED THEORY. JMA [Internet]. 2024 Jul. 6 [cited 2026 Jan. 23];2(7). Available from: https://jurnal.mediaakademik.com/index.php/jma/article/view/646