TINJAUAN YURIDIS  PERJANJIAN BAKU DALAM PERJANJIAN KREDIT BANK: PERSPEKTIF UU PERLINDUNGAN KONSUMEN DAN PERATURAN OJK. Jurnal Media Akademik (JMA), [S. l.], v. 3, n. 9, 2025. DOI: 10.62281/zm61k396. Disponível em: https://jurnal.mediaakademik.com/index.php/jma/article/view/2865. Acesso em: 27 oct. 2025.