PENGARUH PERCEIVED USEFULNESS, PERCEIVED EASE OF USE DAN SELF EFFICACY TERHADAP PENGGUNAAN QRIS SEBAGAI ALAT PEMBAYARAN DIGITAL DALAM PERSPEKTIF BISNIS ISLAM. Jurnal Media Akademik (JMA), [S. l.], v. 3, n. 10, 2025. DOI: 10.62281/032hj423. Disponível em: https://jurnal.mediaakademik.com/index.php/jma/article/view/2900. Acesso em: 11 oct. 2025.